Breakwater Commercial Capital is a US-based private lending company specializing in hard money loans and alternative financing solutions for residential and commercial real estate investors. The company helps property investors, developers, entrepreneurs, and house flippers access funding for property acquisitions, renovations, construction projects, and other real estate investment opportunities.

With experience in real estate investing, construction, and financing, Breakwater Commercial Capital focuses on flexible lending solutions, asset-based financing, and efficient loan processing. The company states that many loans can close within 7–14 days, with some transactions completed in as little as three days, depending on the project. It aims to help borrowers pursue opportunities that may not meet traditional bank lending requirements through personalized financing options and a partnership-focused approach.