Business Capital USA (also known as First National Financial Corporation) helps small business owners get funding when they need it most. Many owners come to us because a bank loan takes too long or isn’t an option, and we offer a faster route. Our main product is a business cash advance of up to $2M, a short-term financing solution that usually runs 4 to 12 months and can be used for any business purpose. We also offer working capital, equipment financing, invoice financing, and a cash advance program for women-owned businesses. To qualify, your business needs at least 1 year in operation and steady monthly revenue of at least $15,000. We look at your overall business performance, not just your personal credit, so excellent credit isn’t required, and you don’t have to put up personal collateral. Applying is free and takes only a few minutes online or by phone, and you’ll hear back within 24 hours of submitting a signed application and financial statements. Once you’re approved, funds can reach your business checking account in as little as one business day. We work with restaurants, hotels, salons, medical and dental practices, liquor stores, pharmacies, retail shops, and many other businesses across the U.S.