We are focusing on final expense life and annuities but we are qualified to offer other services. We customized policies and take the time to get to know you and what you need for your insurance needs. Let's see what we can do for you and your peace of mind. Your family is the most valuable thing in your life. You can't put a dollar amount on their value, but you can ensure that their future is safe in case of an accident or loss of life. Adequate coverage may be more affordable than you think. Final Expense Coverage Final expense life insurance, also called burial insurance, is a type of permanent life insurance meant to cover funeral expenses. The death benefit is usually used towards final medical bills and other end-of-life expenses, like burial or cremation, and items like caskets and urns, and mo An annuity is a contract between you and an insurance company in hopes to create an income during your retirement. This contract is designed to protect and grow your money. The end goal is to provide a stream of income during your retirement. Annuities can provide a guaranteed income stream for life. Disability insurance provides income to pay the expense of life even though you can't work due to a disability. Mortgage Protection Mortgage Insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer. Critical Illness If you have a loved one that is looking at needing help long term, this insurance will help cover the expenses associated with the financial obligations that come along with this responsibility. Dental Plans Dental insurance will help cover portions of your dental care bills. Find the plan that best fits your family making sure your routine exams, cleanings and crowns are covered. Long term Care LTC involves a variety of services designed to meet a person's health or personal care needs during a short or long period of time Funeral service plans allow for your loved ones the opportunity to make one call to funeral director who will take over the responsibility of preparations for the funeral except opening and closing of the casket and burial plot.