Great American Credit Repair offers credit education and restoration services. Get back on your financial feet with Great American Credit Repair. Around one-third of US citizens have a credit score that’s 600 or below, making it difficult for them to obtain credit. While the three major credit-reporting bureaus state that Americans have to wait 7 to 10 years to repair their credit, the team at Great American Credit Repair knows that isn’t true. The Fair Credit Reporting Act states that items on a credit report must be 100 percent accurate and verifiable or they have to be removed. With around 79 percent of credit reports containing inaccurate or unverifiable information, credit repair is attainable for most Americans. They simply have to know how to start the credit restoration process.