Established in 1996, Interstate is one of New York’s oldest and most successful local Mortgage Bankers. Our FHA and Conventional loan programs are available to suit most any borrower, with rates and terms that are usually lower than many of the “Big Banks”. If you would like to refinance your existing mortgage, Interstate has multiple products to lower your current rate and/or to tap into the equity in your home. We specialize in and are known for helping homeowners with little or no equity get the funds they need for home improvements, debt consolidation, college tuition or sudden unforeseen expenses. Interstate also welcomes all first time buyers as we have highly flexible programs for purchasing your dream home. Seniors can take advantage of our Reverse mortgage program which provides the funds for an enjoyable retirement as well as many other benefits.