Bankruptcy may be right for you if: You have considerable consumer debt (i.e. credit card debt, loans, medical bills, etc.) and can only afford to make the minimum payments or no payment at all. You are facing home foreclosure and cannot keep up with your mortgage payments. You have judgments arising from lawsuits entered against you. You are in danger of having your wages garnished. You are in danger of having your car repossessed. Filing bankruptcy may provide for the discharge of most of the past due debts mentioned above, grants you peace of mind and allows you to enjoy a fresh financial start. However, it is important to keep in mind that filing for bankruptcy does not discharge certain debts including the following: Domestic support obligations such as child support and alimony Certain tax debts Student loans (in most cases) Damages or restitution for willful or intentional acts Court fines or penalties. No matter your financial situation, our firm is here to help. Contact us today!