Credit Monkey is now offering services in Kentucky. We have a automatic software that disputes and challenges all of your inaccurate negative items as well as inaccurate inquires on your credit report. We make sure that all corrections are made with all 3 bureaus (Experian, TransUnion and Equifax). Credit monkey has a $0 enrollment fee. Yes, $0 FREE to start, We Don’t charge anything until your first letters are mailed. Rates start from $99 monthly (monthly payments depend on the plan that fits best for you). Join our 700 Credit Club and you will receive a 3 year warranty.