We’re Hard Money West and we was founded in 2021 to offer clients throughout California and beyond our decades of experience as licensed mortgage brokers. This includes access to some of the top private lenders in the country, with whom we’ve developed close relationships throughout the years. On top of that, we’re experienced mortgage brokers of FHA, conventional and Non-QM loans (DSCR, ITIN, etc–please see our mortgage products page). As a result, we can let you know when you can get a better rate and terms with another mortgage product. Many of the lenders we work with are ready to close in 7 days or less, meaning you can make a stronger offer on a property or salvage a refinance when other options fall through at the last minute and you’re on a deadline. we got into this business in the first place. We’re investors ourselves so we know what it’s like to be in your shoes. We know how important it is to close loans fast when you find a property you want or you need to refinance to save your investment. We choose which lenders to work with so we can offer our clients the best experience possible.